Historical crediting rates for FWD Embracing Changes

For the year 2024

From

To

Crediting rate (% p.a)

From

To

Crediting rate (% p.a)

1 Dec 2024

until further notice

5.20%

1 Oct 2024

30 Nov 2024

5.30%

1 Sep 2024

30 Sep 2024

5.40%

1 May 2024

31 August 2024

5.50%

1 April 2024

30 April 2024

5.60%

1 March 2024

31 March 2024

5.80%

1 January 2024

29 February 2024

6.00%

For the year 2023
From
To
Crediting rate (% p.a)
From
To
Crediting rate (% p.a)

1 August 2023

31 December 2023

6.00%

1 July 2023

31 July 2023

5.90%

1 June 2023

30 June 2023

5.80%

1 May 2023

31 May 2023

5.70%

1 April 2023

30 April 2023

5.50%

1 March 2023

31 March 2023

5.20%

1 February 2023

28 February 2023

5.00%

1 January 2023

31 January 2023

4.90%

Previous years (crediting rate per annum)

2022

2021
2020
2019
2018
2017

2022

2021
2020
2019
2018
2017
January

4.40%

5.00%
5.50%
6.50%
7.00%

N/A

February

4.40%

5.00%
5.50%

6.50%
(to 11 Feb)

7.00%
March

4.40%

5.00%

5.50%
(to 27 Mar)

6.00%
(from 12 Feb to 31 Mar)

7.00%
April

4.40%

5.00%
(to 28 Apr)

5.25%
(from 28 Mar to 30 Apr)

6.00%
(to 25 Apr)

7.00%
May

4.40%

4.90%
(from 29 Apr to 31 May)

5.25%

5.75%
(from 26 Apr to 31 May)

7.00%
(to 9 May)

June

4.40%

4.90%
5.25%
5.75%

6.50%
(from 10 May to 30 Jun)

July

4.40%

4.80%
5.25%

5.75%

6.50%
August

4.40%

4.60%
5.25%
5.75%
6.50%
September

4.40%

4.60%

5.25%
(to 25 Sep)

5.75%
6.50%
October

4.50%

4.60%

5.15%
(from 26 Sep to 31 Oct)

5.75%
(to 29 Oct)

6.50%
November

4.60%

4.50%

5.15%
(to 25 Nov)

5.50%
(from 30 Oct to 30 Nov)

6.50%
December

4.70%

4.50%

5.00%
(from 26 Nov to 31 Dec)

5.50%
6.50%
7.00%