This isn’t just an education fund. It’s your child’s future wellness plan
From the day your child is born to the day they stand on their own feet, every step your child takes is an important one. FWD Smart Kid 2.0 combines insurance and savings in one easy plan, covering both parent and child against a range of illnesses while guaranteeing a financial fund for the future.
Available to buy via:
- FWD agents
- Vietcombank
- Nam A Bank
Hospital cover for childhood illness
Whether Hand-foot-mouth, Measles or Dengue, we provide financial support in case your child is hospitalised for one of these common childhood illnesses.
100% sum assured for any stage cancer
We pay 100% of the sum assured if your child is diagnosed with cancer - at any stage - to provide timely support for treatment.
Guaranteed education fund for your child
We’ll always pay 100% of the sum assured to your child – and we guarantee to pay this even if we already pay out for other claims.
This plan, at a glance
Here’s where you can take a closer look at all the important details. Got a question? Simply get in touch.
What we cover | What we pay |
What we cover | What we pay |
Protection benefits for your child | |
Hospitalisation due to Hand-foot-mouth disease (HFMD), Measles, or Dengue | 0.1% of the sum assured per day (Maximum VND500,000 per day and 10 days per illness per year) |
Diagnosis of cancer at any stage | 100% of the sum assured (Maximum VND500 million) |
Protection benefits for you as parent | |
Critical illness (Cancer, Stroke, or Heart attack) | 50% of the sum assured This will trigger a waiver of premium on the other benefits – giving extra reassurance |
Total and permanent disability/ Loss of life | 200% of the sum assured This will trigger a waiver of premium on the other benefits – giving extra reassurance |
Loss of life due to an accidental | 300% of the sum assured This will trigger a waiver of premium on the other benefits – giving extra reassurance |
Saving benefits | |
Guaranteed education fund for your child | 100% of the sum assured is guaranteed - no matter what happens |
Cash benefit | 10% of the sum assured – payable for 2 years (5% of the sum assured per year) – paid prior to the guaranteed education fund payout |
Accumulated interest | Interest is accumulated right from the start. We then pay this to you during the plan's final 4 years |
Enhanced benefits | |
Double guaranteed education fund upon loss of life (including accidental loss of life) or total and permanent disability of parent (main life assured) | Guaranteed education fund of 100% of the sum assured + Additional 100% of the sum assured |
Attaching the right add-ons to your basic plan will go a long way to maximise the cover for you and your loved ones. Interested in designing a bespoke solution to suit your needs? Check out our suggest below.
| Dad (main life assured) | Mum | Child (additional life assured) |
| Dad (main life assured) | Mum | Child (additional life assured) |
FWD Smart Kid 2.0 | ✓ |
| ✓ |
FWD Care Health insurance 2.0 | ✓ | ✓ | ✓ |
FWD Care Critical Illness insurance 2.0 | ✓ | ✓ | ✓ |
FWD Care Enhanced Waiver of Premium 2.0 | ✓ |
| |
FWD Care Death and Disability insurance | ✓ |
|
The not-so-small print
Before you commit to any plan, it’s important you know what you’re buying and understand the details. So click below to view our jargon-free, easy-to-read terms and conditions – and ensure you have a quick browse of the brochure too. If you have any questions, simply get in touch.
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